If you're a first-time buyer, you may be able buy a home for at least 30% less than its market value.

How the scheme works

  • First time buyers who earn less than £80,000 per annum (combined household income) can apply for discounts under this scheme
  • Buyers should have a mortgage or home purchase plan to fund a minimum of 50% of the discounted purchase price

Eligibility

You must be:

  • 18 or older
  • A first-time buyer - If the First Home is being bought by more than one individual all purchasers must be first-time buyers.
  • Able to get a mortgage for at least half the price of the home
  • Buying the home as part of a household where total income is no more than £80,000

You must also meet one of the following local connection criteria:

  • You have lived in Kirklees for the last 3 years
  • You have lived in Kirklees for at least five years in the last 10 years
  • You have close family who have lived in Kirklees for the last 3 years
  • You receive or provide care and support in Kirklees
  • You are employed or about to accept an offer of employment in Kirklees

Buyers are exempt from local connection criteria if they are:

  • A member of the armed forces
  • The divorced or separated spouse or civil partner of a member of the armed forces
  • A widow or widower of a deceased member of the armed forces (if their death was caused wholly or partly by their service)
  • A veteran who left the armed forces in the last 5 years

You still need to meet other eligibility conditions.

How to apply

Contact the developer (or estate agent if you're buying from a previous First Homes buyer) and tell them you want to buy a First Home.

They'll help you to complete and submit the application.

You'll have to pay a fee if the First Home you want to buy is a new build. The amount is set by the developer.

You'll get the fee back if your application is unsuccessful.

Further information

First Homes scheme: discounts for first-time buyers gives more information about the scheme and national guidance

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