Home: Community: Help with your rent, or council tax payments

Benefits Calculator

Helen Rodger - September 2011
council.benefits@kirklees.gov.uk

Benefits Calculator

Simply fill out this form for an instant on-line housing and council tax benefit estimate. Remember this calculation is an estimate based on the information you supply.

If you would like to claim benefit, fill in a form today. We give benefit normally from the Monday after we receive your form.

Step 1: Rent

This section requests rent and Local Housing Allowance (LHA) details for a Housing Benefit Claim ( skip Step 1 if you just want help with your Council Tax bill )

How much is your actual "contract" rent. Warning - excessive amounts may be restricted for claim purposes. Do not include charges for services such as meals and heating.

How often do you pay your contractual rent? Fortnightly and monthly figures are automatically converted to weekly amounts.

Enter the number of rent free weeks (if any) in your rent year. Council tenants often have 2 or 4, so check locally.

And, if applicable, enter your Local Housing Allowance(LHA).

If you rent from a private landlord, not a Housing Association or similar, we will use the LHA figure instead of the rent you pay. For more information you can visit the Directgov website. There you can get your household room assessment. If your rent is more than the LHA, you will have to pay the excess.

NB. The shared room rate will apply to your claim if you are under 25 and single.

Step 2: Do you receive Council Tax discount?

This section requests your Council Tax details (skip this stage if you do not want help with your Council Tax bill)

Enter your actual Annual Council Tax bill ( without taking off any Council Tax Benefit you already get ).

Has this Council Tax bill already been discounted ?

Step 3: General

This section requests some General Information about you. If you answer "Yes" to this first question you can skip all the income questions (steps 7 to 11) because your income will be entirely disregarded for the purposes of this calculation.

Are you (the claimant) on Income Support, Income-based Jobseeker's Allowance, Income-related Employment and Support Allowance or Pension Guarantee Credit?

Are you single or living with a partner as a couple ?

Enter your age (or the age of the oldest person in a couple)

Because you (or your partner) are 60/61, you could reach the State Pension qualifying age in this financial year. So select the actual date of birth slot - it can make a huge difference to your claim.

Select an estimated start date slot for this claim.

Step 4: Capacities and Disabilities

This section looks for claimant (and partner) work capacity/health/disability issues or carer functions (if any) - otherwise skip this step.

If your partner gets the higher rate of Employment and Support Allowance (ESA) component, you may want to put them as the main claimant on your benefit application to increase the amount of housing benefit or council tax benefit you could receive.

If applicable, enter your (the housing benefit or council tax benefit claimant's) Employment and Support Allowance details for ESA Phase, ESA element and ESA component.

And your partner's Employment and Support Allowance (ESA) details, if applicable. element and component, if applicable.

Do you or your partner get:-

Attendance Allowance
Constant Attendance Allowance
Disability Living Allowance
Invalid Vehicle Scheme or Motability
War Pensioners' Mobility Supplement
Severe Disablement Allowance
Incapacity Benefit paid at the long term rate

Or are you, or your partner registered blind, or regained your sight in the last 28 weeks?

Or, have you (the claimant only) been off work sick for at least 52 weeks (28 if terminally ill) with medical evidence/sick notes?

Do you (or your partner) get the highest rate of the care component of Disability Living Allowance?

Do these two statements apply to you ? (only say "yes" if both of them apply)

You (and partner) get care component of Disability Living Allowance (middle/high rate) or Attendance Allowance or Constant Attendance Allowance (or partner blind and you get one), and
No other adult lives in your home except your partner, other than disabled persons, your carer, landlord or other tenants,

Is someone getting (or entitled to) a Carer's Allowance for looking after one of you or your partner, or both of you ?

Does the person who is disabled or on ESA (you or your partner) work an average of 16 hours or more a week ?

Are you, your partner, or both of you, being paid (or entitled to be paid) a Carer's Allowance for looking after someone ?

Step 5: Children and Young Persons

This section requests details of your children and young persons for whom child benefit is paid. If you don't receive child benefit, skip this step and go to Step 6.

How many children aged under 16 do you or your partner get child benefit for?

How many young adults aged 16 to 19 years old do you or your partner get child benefit for?

How many children included above are disabled and receiving Disability Living Allowance or are registered blind?

How many of those children are in receipt of Disability Living Allowance at the highest care component rate?

Step 6: Single Lone Parent

This section requests details for single lone parents only - otherwise skip this step

Have you been receiving Housing/Council Tax Benefit without a break since 5th April 1998?

Step 7: Earnings

This section requests your earnings details. Skip this step and go to Step 12 if you are on Income Support, Income-based Job Seekers Allowance, Income-related Employment and Support Allowance or Pension Guarantee Credit.

If you have a partner, please give your joint average earnings from employment and self employment. Please enter weekly figures in the Weekly coumn only and monthly figures in the Monthly column only.

£ Weekly

£ Monthly

How much do you and your partner earn (before deductions)? (Do not count expenses paid by your employer)

If you work as a childminder how much do you earn from this? (Any earnings from childminding need to be counted separately from other earnings)

How much Income Tax and National Insurance is deducted ?

How much do you pay towards a pension scheme ?

How many hours are you (or your partner) each working in an average week? Select the highest.

Are you (or partner) 50 or over and recently off state benefits after at least six months on them - because now working 16 hours or more ?

Step 8: Unearned Income

This section requests your Unearned income figures for you (and your partner). Please make them weekly.

Rent from non-family sub-tenants (meals not included). Do subtract a £20.00 disregard from the weekly rent received from each one.

Income from non-family boarders (meals included). Deduct £20.00 for each one.

Maintenance received from a former partner ? Child support/maintenance payments are disregarded so do not include them.

We do not count War Pensions, charitable payments or payments made as a result of personal injury as income. So do not enter them below.

Unearned income from all other sources each week. Include Retirement Pensions, monies from annuities, Incapacity Benefit, Maternity or Carer's or Severe Disablement or Contribution-based Jobseeker's or Contributory Employment and Support Allowances. But do not include any Child Benefit , Tax/Pension/Return to Work Credits, interest on savings or Attendance, Disability Living, Mobility and Fostering Allowances or Community Care Payments.

Step 9: Savings

This section requests your Savings, Investments and other assets (claimant and partner). You cannot qualify for any Housing Benefit or (most) Council Tax Benefit if you and any partner have £16,000 or more in savings and investments. The home you live in and personal possessions do not count.

How much is the value of all cash, savings, bank deposits, Tessas, PEP's, Unit Trusts, ISA's, building society accounts, Tax Credit arrears etc. and all "liquid assets".

How much is the value of "fixed" or non liquid assets and investments - shares, buildings and land (but not the house you are living in). Deduct 10% of the value to cover cost of sale.

Step 10: Childcare

This section requests your eligible childcare charges (up to £175 per week for 1 child or £300 for more) and student expenses. Charges for registered or approved childcare can be deducted from the income of couples or lone parents in remunerative work or on Statutory Sick, Maternity, Paternity or Adoption Pay or a similar benefit (up to 28 weeks). Each parent must be working at least 16 hours a week - but couples still qualify if one works and the partner is incapacitated, in hospital or prison. N.B. costs of childcare in the child's own home by a close relative are excluded.

Enter the weekly childcare charges paid. Children count up to the September following their 15th birthday (or 16th if disabled).

Enter the weekly student loan or grant contribution.

Step 11: Tax and Pensions

This section looks for Tax and Pension Credits.

If you do get them, enter weekly Working Tax Credit and (unless you or partner have reached the age of 60) Child Tax Credit here.

If you already know your Credits then enter your weekly Pension Credit figure here.

If you are not actually being paid any Credits, you should skip the rest of this step. If you really want an estimation based on the information you have already provided 'tick' this box. We may need to know the extra details below.

Between you and your partner, are you working 30 hours or more in an average week?

Are you (or your partner) a disabled adult on High Rate Attendance Allowance ?

Step 12: Non Rent Paying Adults

This section looks for other adults who live with you but pay no rent (often grown-up children) - but don't count your partner or students. These so called "non-dependants" are assumed to be contributing to the household income so a deduction is made from any benefit for each one. Enter the number of non-dependants in each of these Income Categories but skip this step if you (or your partner) is disabled due to blindness, or in receipt of the Disability Living Allowance care component or Attendance Allowance has been awarded.

in the Top Earnings Category (£387+ per week gross)

between £310 and £386.99 per week gross earnings

between £234 and £309.99 per week gross earnings

between £231 and £233.99 per week gross earnings

between £180 and £230.99 per week gross earnings

between £177 and £179.99 per week gross earnings

between £122 and £176.99 per week gross earnings

under £122 per week gross but works at least 16 hours

The number of non-dependants (working or otherwise) in receipt of any Pension Credit at all

Number of non-dependants (any age) on Employment and Support Allowance Contribution-based (C)

Number of non-dependants not on Income Support, Jobseekers Allowance (income based), Employment and Support Allowance or any Pension Credit and not working at least 16 hours per week.

Number of non-dependants who are under 25 and are onIncome Support, JobSeekers Allowance or assessment phase income related Employment and Support Allowance (IR)

number of non-dependants who are 25 or over and are on Income Support, income-related Employment and Support Allowance (IR), or JobSeekers Allowance: Or under 25 and on main phase income-related Employment and Support Allowance (IR).

That's all you need to do!

Click and let the program work it out.

The total Applicable Amount figure is: (automatically calculated)

The total Net Weekly Income figure is (automatically calculated) including Tax / Pension Credits per week.

How your benefit is worked out. If the Total Applicable Amount is higher than Net Weekly Income, maximum Benefit is awarded. But if Net Weekly Income is higher than the Total Applicable Amount, 65% of the "excess income" is deducted from Maximum housing benefit to find the award. For Council Tax Benefit a 20% of the "excess income" taper is deducted from the maximum award. NB Non-dependant deductions are also taken off at this stage.

Weekly Housing Benefit Award:

Weekly Main Council tax Benefit is:

Alternative Result is: Second adult rebate weekly council tax benefit. Alternative Council Tax Benefit is often called Second Adult Rebate. It is based on the income of the non-dependants. The program calculates if you are better off with a benefit award based on your circumstances or your non-dependants.

And finally you can use the browser Print button to launch a print or change your figures to calculate again or the whole lot.

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Benefits Calculator

Benefits Calculator

Step 1: Rent

Step 2: Do you receive Council Tax discount?

Step 3: General

Step 4: Capacities and Disabilities

Step 5: Children and Young Persons

Step 6: Single Lone Parent

Step 7: Earnings

Step 8: Unearned Income

Step 9: Savings

Step 10: Childcare

Step 11: Tax and Pensions

Step 12: Non Rent Paying Adults

That's all you need to do!

Weekly Housing Benefit Award:

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